Last updated 10/24/2019
A lot can change in a short amount of time. Few situations illustrate this concept as intensely as a serious car accident. Even if the accident is over quickly, the consequences can be severe and the effects can linger for a long time, especially if drivers are injured.
Ongoing care and follow-up treatments can be expensive, and those expenses can accumulate quickly. Individuals who have been through a serious car accident most likely have many important issues to take care of, so how can they go about taking care of the costs of chiropractic and on-going care?
Like most medical care, the expense for chiropractic care depends on many factors, e.g., what treatment is necessary, special procedures and/or tests (MRIs, x-rays, etc.), length of recovery. However, there are some factors injured drivers will want to consider:
Additionally, some treatment will require the patient to acquire specific physical therapy tools and equipment as part of the patient's recovery. All these factors will contribute to the overall cost of treatment and drivers ought to consider them when seeking compensation.
In most cases, either the patient or the insurance company will pay for chiropractic care after an accident. In order to have chiropractic expenses covered by an insurance company, drivers will need to prove that the chiropractic care was necessary medical care.
Necessary medical care is needed for a full recovery, but proving that chiropractic care is essential for recovery can often depend on documenting everything related to the treatments. Critical documentation can include:
Injured drivers may require chiropractic treatment before and after a settlement with the insurance company is reached, which can make determining full and fair compensation a challenge and can result in injured drivers accumulating significant medical expenses.
No matter how one goes about it, determining the cost of ongoing care and attempting to acquire adequate compensation from an insurance company is a complex legal task. Any individuals attempting to do this task or one similar to it would most likely benefit from the assistance of an experienced legal professional.